The Competition Board has determined that the 12 banks listed at the bottom of this text constituted a cartel (concerted action/compromise) between dec1.08.2007 and 22.09.2011.
In accordance with the decision of the Competition Board, the 12 banks in question have created cartels in deposit, credit and credit card services.
If you have received deposits, loans and credit card services from any of the 12 banks in question between 21.08.2007 and 22.09.2011, you must comply with Dec 58 of Law 4054. according to the article, you have the right to file a claim for compensation in the amount of 3 times your damages.
According to the determination made by the Competition Board in Table 16 in the evaluation section of Document-6 of the reasoned decision of the Competition Board;
Home loans by 15 basis points (0.15)
10 Basis points (0.10) in need loans
There is a cartel compromise (common interest dec) between 5-20 basis points (0.5-0.20) on vehicle loans.
There is no clear determination of the interest rates on deposits and credit cards and other loans.
Those who benefit from deposit, credit and card services between dec1.08.2007 and 22.09.2011 can file a compensation claim.
Since the compensation case that will be filed cannot calculate the exact amount of the damage, it must necessarily be filed as an “indefinite receivable case” because this damage will only occur as a result of calculations made by expert experts.
Since it is a difficult and important case in terms of procedural law, especially if citizens or consumers do not act alone in this regard, they should definitely seek legal advice by seeking help and legal advice from a lawyer.
12 Banks That Apply Cartel Interest
- Akbank T.A.Ş. (AKBANK)
- Denizbank A.Ş. (DENİZBANK)
- Finans Bank A.Ş. (FİNANSBANK)
- HSBC Bank A.Ş. (HSBC)
- ING Bank A.Ş.(ING)
- Türk Ekonomi Bankası A.Ş. (TEB)
- Türkiye Garanti Bankası A.Ş. (GARANTİ), (Garanti Ödeme Sistemleri A.Ş.(GÖSAŞ) ve Garanti Konut Finansmanı Danışmanlık A.Ş. (GKFD)
- Türkiye Halk Bankası A.Ş. (HALKBANK)
- Türkiye İş Bankası A.Ş. (İŞ BANKASI)
- Türkiye Vakıflar Bankası T.A.O. (VAKIFBANK)
- Yapı ve Kredi Bankası A.Ş. (YKB)
- C. Ziraat Bankası A.Ş.(ZİRAAT)